Debt Counselling


Consolidate your debt into one installment with reduced interest rates

CHOOSE YOUR DEBT COUNSELLOR



Extended repayment terms
Reduced interest rates and fees
Protection from your creditors




What is Debt Counselling?

Debt counselling is a formal and closely managed debt solution, introduced by the National Credit Act in 2007. DebtBusters debt counsellors guide clients with debt problems through debt review, enabling them to make monthly debt repayments and gain financial stability.



What are the benefits of debt counselling with DebtBusters?

DebtBusters debt counselling process helps clients who are struggling to make debt payments, by entering them into a structured debt repayment plan with their credit providers, in order to ensure they take firm control of their financial situation and settle their short and long-term debt.

  • We have helped over 50,000 individuals get back on track with their finances
  • We have saved our clients over R500 million in interest and fees
  • We have reduced interest rates on our clients’ accounts from an average of 21% to 7%
  • We have saved our clients R2 million on cases where money has been lent recklessly
  • We have saved 600 homes and vehicles from being repossessed in the last 18 months
  • Debt counsellors will formally review the clients finances, develop a suitable monthly budget and negotiate with credit providers on their behalf
  • Enables clients to make monthly debt repayments
  • Relieves clients from creditors hassling for money
  • Prevents clients from declaring bankruptcy
  • Maps out the path for reducing bad debt and becoming debt free
  • Decreases summonses and judgements against clients
  • DebtBusters debt counsellors will educate clients about their financial rights and how to work better with their finances